Hi, I’m Bhuvan.This is my commonplace book.

Agentic payments are coming to UPI

India is preparing a framework that would let AI agents make small digital payments without approval for every transaction, three sources familiar with the matter said, potentially making UPI one of the world's largest networks with agentic payments. While leading payment companies have launched such frameworks in the U.S., Europe, Singapore and Australia, a rollout on the popular Unified Payments Interface would also put…

Omawrite

Heard DHH mention this on Lex Fridman's podcast

AI is NOT guzzling water!

Posting for reference: the Lawrence Berkeley National Laboratory estimates 2023 US data centre water withdrawal at 66bn liters (17.4bn gallons). With all this investment, that might triple in the next few years. Big number! But total US freshwater withdrawal is 102tr gallons a year. Data centres were about 0.017% of total US water withdrawal. This can be a local planning issue, if you build in the wrong place. But the idea…

Sonder

“Poetry is the language that sits really close to feelings that defy language.”

When everyone take the fastest route

This is a clever paper. I didn’t know this. I mean, it seems obvious once you hear it, but I didn’t know it. Reading this reminded me of something I heard someone say, maybe Liv Boeree or someone like that, on a podcast. She said something to the effect that individual rationality can lead to collective irrationality.…

The rise of agentic commerce

Grok bot can now buy things for you

Small language models are all we need

This is an interesting post on small language models, and I completely agree. For most tasks people have, whether in an organizational setting or in a personal capacity, frontier or large models are overkill. It's like using a chainsaw to slice a piece of bread. Most of our everyday use cases, inside a company or…